CPO's and factory extended warranties are always limited compared to the factory warranty. The exclusion list for MB's extended warranty reads just like the Porsche or MB CPO.
Your experiences are obviously different than mine when it comes to extended warranties. I'm purchasing it, and even if I get 50% of the value in claims, I'll still be way ahead when I tally up all my extended warranty costs vs payouts on the warranties I have had. The block, trans, driveline, and some other big ticket items are all I care about. I'm under no illusion that they're going to repair a leaky o-ring that may have a 1500 dollar repair bill. Failed block, failed trans, failed diffs - extended warranty is my insurance on those.
Interesting perspective -> in my experience it is the '
small items' that really hurt overtime on vehicles. The likelihood of a major system failure like an engine, trans, etc are much smaller. I purchased the ext warranty on 3 vehicles -> it has paid for itself on 2 out of 3 vehicles. The third is still under factory warranty.
- 2007 Jeep Rubicon JKU Unlimited -> Mopar Unlimited mileage/lifetime ext warranty. First model year with a major overhaul AND I knew the I was going to beat the snot out of it. Total estimated wty claims: ~$12k. Total deductible to date: $600. $2200 purchase price. Total out of pocket: $2800. Largest single repair : front diff @ $2800 (covered). The rest were 'small items', Still I consider it a
very reliable vehicle in light of how I use it. Thrash it off road, drive it hard, overload it constantly due to its low cargo handling capacity...
- 2013 Mini Cooper Countryman Ext warranty -> No claims as it still under factory CPO warranty. Out of pocket cost: $1400
- 2004 Audi A4 -> three factory warranty claims and four ext warranty claim. Owned it for 5 years and 90k miles. Ext warranty paid for itself on the 2nd repair -> all 'small' things.
The Sprinter has stupidly complex computer control system -> so any single repair can get complex & costly and need a dealer. I spoke with a couple of MB Sprinter Service Writers. I asked about the average repair bill for a Sprinter out of wty. Both said the ext warranty would pay for itself within ~3 repairs. While neither would tell me the average repair for non-maintenance items, however their answers suggests >$1500 per visit.
Seems likely that I will visit the dealer ~3x in the 4yrs following the factory wty expiration date...and all I will need is a couple of repairs for the extended wty to break even. .... No brainer....