MarkCooperstein
2014 Unity TB
Does anybody know how the LTV Unity is classified? Is it a class B or class C? It makes a difference when trying to get an insurance rate, so I'd really like to know.
Wouldn't "C-" make more sense?I know Mumkin is gonna fight me on this one. But I like to call it a class B+, since it doesn't have a cab over sleeper (cab as in 'C').
I got a similar rate/treatment from Progressive and they also knew exactly what the LTV Unity was.I know Mumkin is gonna fight me on this one. But I like to call it a class B+, since it doesn't have a cab over sleeper (cab as in 'C').
It really is open to interpretation. But the Unity's have been around long enough that it is no mystery to insurance companies that insure RV's, that they will know what to rate/classify it as. You should be less than $500 year for insurance. At least that is what we pay under the Good Sam insurance policy.
Yup.All this has done is added huge confusion to the market.
Welcome to Canada!...I expect the same permium...about double of US pricesI was just recently searching for Insurance in BC, Canada and the category of Class of motorhome is as you know important! LTV's website notes the Unity & Serenity as Class B+.
Insurance Companies (at least in BC) do not recognize a Class B+ designation, rather only Class C & B. Interestingly two of the more competitive insurance brokers do not even offer insurance on a Class B....
Bottom line is insurance is more expensive in B.C., somewhere between $1250 to $1500 for full replacement coverage.
Now I will go and redo the quotes for our Unity as a Class C!
That makes sense as there really is no such thing as a B+. When Leisure Travel was a private company, they properly called the Serenity and Unity as Class Cs. But, after Triple E purchased LTV, they forced use of the salesman's term of B+.I was just recently searching for Insurance in BC, Canada and the category of Class of motorhome is as you know important! LTV's website notes the Unity & Serenity as Class B+.
Insurance Companies (at least in BC) do not recognize a Class B+ designation, rather only Class C & B. Interestingly two of the more competitive insurance brokers do not even offer insurance on a Class B....
I now have the policy in front of me. It is all through ICBC (government insurance). I have $2 million third party liability, $500 deductible on collision, and $300 on comprehensive. We get a claim-rated scale discount of 43% and an over 65 discount. The policy lists the Territory as X and the Rate Class as 055. Declared value $112,000. Includes licence fee of $63.I paid $1050 last August in BC, Canada. I don't have the policy here so I can't quote the coverage. 2011 Mercedes/2012 Unity.